Mortgage broker resources

Semantic search across Fannie Mae, Freddie Mac, FHA, USDA, and the full VA Loan Guaranty corpus (38 CFR Part 36, the active VA Loan Guaranty Circulars, and the VA Lender's Handbook / Pamphlet 26-7). Returns the most relevant agency excerpts with section citations, taken straight from the source documents. No AI rewrite on the public surface.

Three-question wizard against Fannie Mae Selling Guide B3-4.3-04. Confirms eligible donor, sourcing, and documentation before the file goes out.

Project-level eligibility verdict against Freddie Mac Guide Chapter 5701, including reciprocal-review handling for Fannie Mae or FHA approved projects.

Household-income calculation against current USDA Rural Development limits with HB-1-3555 deduction handling for elderly, disabled, and dependent-care cases.

Property-condition red-flag check against HUD Handbook 4000.1 minimum property requirements. Run before ordering the appraisal.

Complete underwriting requirements for conventional loans sold to Fannie Mae. Updated regularly via Selling Guide announcements.

Underwriting and servicing requirements for loans sold to Freddie Mac. Changes published via Guide Bulletins.

Single Family Housing Policy Handbook covering FHA loan origination, underwriting, appraisal, and closing requirements.

VA's lender-facing portal: program overview, valuations, appraisal fee schedules, and links to active circulars. Primary entry point for VA loan origination resources.

Active VA Loan Guaranty circulars covering policy updates, funding fee changes, appraisal guidance, and program announcements. Circulars are the authoritative public record of policy changes between Handbook revisions.

VA's plain-language Lender's Handbook on the KnowVA self-service portal. Eighteen chapters covering lender approval, eligibility and entitlement, the loan and guaranty, credit underwriting, processing, refinancing, special underwriting, fees and the funding fee, legal instruments and liens, the full appraisal track (process, report, MPR overview, NOVs, construction inspections, LAPP, common-interest communities), sanctions, and SAPP, plus the most recent Transmittal Sheet (Change 46). Searchable in Loanwright's Guideline Search alongside 38 CFR Part 36 and the active Circulars.

Single Family Housing Guaranteed Loan Program technical handbook. Covers eligibility, underwriting, and servicing.

Mortgage-Backed Securities Guide for issuers of Ginnie Mae securities. Relevant for FHA, VA, and USDA pooling.

Regulatory guidance, exam procedures, and compliance resources from the Consumer Financial Protection Bureau.

Nationwide Multistate Licensing System and Registry. Licensing requirements, continuing education, and state-specific resources.

TILA-RESPA Integrated Disclosure rule guidance from the CFPB. Loan Estimate, Closing Disclosure, and tolerance requirements.

Real Estate Settlement Procedures Act regulations. Servicing transfer, escrow, and disclosure requirements.

Equal Credit Opportunity Act regulations. Adverse action notices, credit history, and protected class requirements.

Fair housing compliance, complaint procedures, and protected class enforcement from HUD.

Industry research, weekly applications survey, forecasts, and policy analysis from the MBA.

Home Mortgage Disclosure Act data on lending activity. Filter by lender, geography, loan type, and demographics.

Weekly average mortgage rates for 30-year fixed, 15-year fixed, and adjustable-rate products.

Conforming loan limits, house price index, regulatory announcements, and oversight of Fannie Mae and Freddie Mac.

Historical mortgage rate series and economic indicators. Useful for trend analysis and client conversations.

Monthly mortgage performance and origination report. Industry-standard reference for delinquency, prepayment, and origination trends.

Look up current FHA mortgage limits by state and county. Updated annually.

Annual conforming loan limit data by county for conventional loans. High-cost area limits included.

Verify property eligibility and look up income limits for USDA Single Family Housing Guaranteed Loan Program.

VA loan limit policy and applicability. Most veterans with full entitlement have no county-based limits since 2020.

Flood zone determination and flood insurance rate maps. Required for properties in special flood hazard areas.

Mortgage Electronic Registration Systems servicer lookup. Identify the current servicer for a loan registered with MERS.

Find NMLS-approved continuing education and pre-licensing course providers across all states.

MBA professional designations, webinars, and certification programs (CMB, AMP, CRU, and others).

MBA's professional designation for mortgage industry professionals across origination, servicing, and operations.

Public tools for guideline excerpt search, Fannie Mae gift fund eligibility, Freddie Mac condo project eligibility, USDA adjusted annual income, and FHA MPR pre-check. Same retrieval engine as the signed-in app, with public rate limits.

Loanwright's data-portability commitments: one-click full-account export in open JSON, per-loan ZIP bundles with documents included, available on every plan. Inspectable before signing up, not after.

Right-click any selected text in your LOS, agency portal, or PDF viewer to open Loanwright's Guideline Search with the text pre-filled. Manifest V3 for desktop Chrome and Edge only; mobile browsers do not run web extensions, so on a phone open Guideline Search directly. Declares no host-page permissions; reads nothing from the page you are on.

AI synthesis on top of the same vector retrieval. Ask in plain language and GPT-4o returns a cited answer drawn from the FHA, Fannie Mae, Freddie Mac, and USDA source text. Pro adds query history, higher limits, and integration with the File Readiness workflow.

Generate a pre-submission checklist tailored to your loan parameters. Catches missing items before underwriting does.

Practical breakdowns of FHA, Fannie Mae, Freddie Mac, and USDA guidelines with section-level citations. Updated as guidelines change.

File readiness, condition tracking, broker tooling, and operational best practices for independent brokers and small brokerages.