Free mortgage broker tools

Practical tools that answer specific questions, fast. No signup. No email gate. Built on the same guideline knowledge base that powers Loanwright's full app.

RAG search

Guideline Section Lookup

Paste a section number or ask a focused question. Returns a cited answer drawn from Fannie Mae, Freddie Mac, FHA, and USDA guidelines.

Same retrieval engine as the signed-in Guideline Search, with public rate limits.

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Decision tool

Gift Fund Eligibility Quick-Check

Three-question wizard for Fannie Mae gift fund eligibility under Selling Guide B3-4.3-04. Returns an eligibility verdict with section citations.

Deterministic decision tree mapped to verified B3-4.3-04 chunks.

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Decision tool

Condo Project Eligibility Check

Four-step screen against Freddie Mac Guide Section 5701. Routes the project to the right review type (Established, New, Reciprocal, or Exempt from Review) with citations.

Decision tree mapped to Freddie Mac Guide Chapter 5701, including Bulletin 2026-3 updates.

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Calculator

USDA Adjusted Annual Income Calculator

Apply HB-1-3555 Chapter 9 / 7 CFR 3555.152(c) deductions and compare against the county income limit you enter. Single-page form with full math breakdown.

Deterministic implementation of the Chapter 9 deduction order and 3% medical/disability thresholds.

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Checklist

FHA MPR Pre-Check Checklist

Interactive checklist of HUD 4000.1 Section II.D.3 Minimum Property Requirements. Flagged items map to likely appraisal conditions with section references.

MPR categories from HUD Handbook 4000.1 Section II.D.3 and Chapter 13 (heating).

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Beta · browser extension · Desktop only

Right-click anywhere to look up a guideline

The Loanwright browser extension adds a context-menu entry on any text selection - in your LOS, an agency PDF, or any web page - that opens the lookup tool with the selected text pre-filled. Reads nothing from the host page. Manifest V3, desktop Chrome and Edge only (mobile browsers do not run web extensions). On a phone, open the Guideline Lookup tool directly - same data, same citations.

How it works

Why we built these. Most loan-officer "tools" online are calculators that anyone can replicate in a spreadsheet. These tools answer the questions that actually consume time in a workflow: which section governs this scenario, and is this borrower eligible for that program. Same guideline data Loanwright uses internally, exposed publicly so the tools can be evaluated before you sign up for anything.

Looking for the underlying guideline documents themselves? See the mortgage broker resource hub for direct links to agency primary sources.

Loanwright is for organizational purposes only and is not a substitute for professional advice. Terms of Service