Free mortgage guideline search
Semantic search across the published Fannie Mae, Freddie Mac, FHA, and USDA selling guides plus the full VA Loan Guaranty corpus: 38 CFR Part 36, the active VA Loan Guaranty Circulars, and the VA Lender's Handbook (Pamphlet 26-7). Returns the most relevant agency excerpts with section citations, straight from the source documents.
No AI summary is generated on the public tool. You read the passages and decide. Public access is rate-limited. For an AI summary tuned to your scenario, plus query history and File Readiness, the full Guideline Search lives in the signed-in app.
How this tool works. Loanwright ingests the published agency guidelines and federal regulations into a vector-searchable database. Your query is converted to an embedding and matched against the most relevant passages. The tool returns those passages verbatim with their section references. There is no language model in the public path; you see the source text, not a summary.
Why excerpts only. Mortgage guidelines are a regulated domain where a wrong summary can cost a broker a deal or a clearance. Returning the source passage instead of an AI rewrite removes that surface and keeps you one click from the authoritative text. The signed-in version adds a cited LLM summary with strict instructions and per-user query history so it can be audited.
VA coverage. The VA corpus is 38 CFR Part 36 (the federal regulation governing VA loan guaranty, ingested directly from the eCFR), the active VA Loan Guaranty Circulars from benefits.va.gov, and the VA Lender's Handbook (Pamphlet 26-7) ingested chapter-by-chapter from VA's KnowVA self-service portal. When the regulation, a Circular, and the Handbook differ, the regulation controls and the Handbook gives the operational walk-through; Circulars are the authoritative public record of interim policy changes between Handbook revisions. The publicly accessible VA Home Loans for Lenders portal, the source VA Lenders Circulars index, and the VA KnowVA self-service portal remain the canonical references.
Loanwright is for organizational purposes only and is not a substitute for professional advice. Terms of Service