Fannie Mae gift fund eligibility quick-check
Three questions. Cited verdict against Selling Guide B3-4.3-04. No signup required.
For the full breakdown, including documentation requirements and minimum borrower contribution rules, see the Fannie Mae gift fund requirements guide.
How this tool works. The verdict is generated from a deterministic decision tree mapped to Fannie Mae Selling Guide section B3-4.3-04 (verified against the ingested guideline database, last reviewed April 2026). It does not replace your underwriter's review or guideline interpretation. Always verify against the current published Selling Guide.
This tool covers the eligibility gate only. It does not compute minimum borrower contribution by property type and LTV, evaluate gifts of equity, or address employer assistance programs (B3-4.3-06) or community-second mortgages (B3-4.3-08).
Loanwright is for organizational purposes only and is not a substitute for professional advice. Terms of Service